What Is Silicon Valley Really After?- by NEIL SISKIND

Facebook is running a commercial that says, “When this thing does what it was built for, then we all get a little closer.”.

Really?

Let’s look at the so-called FAANG companies to get to the truth.

If Facebook has its way, people will spend the most time possible on a website (its website), and will communicate with others digitally- and broadly (with network-wide postings and videos), rather than with intimate, in-person, one-to-one conversations.

If Amazon has its way and achieves all it wants to achieve, then no one will ever have to leave their houses- products will be delivered when wanted, right to the home.

If Apple has its way, people will communicate, most often, by phone and by text.

If Netflix has its way, watching movies in movie theaters, one of America’s most ingrained and communal past times, will occur no more. People will sit at home, alone, and download movies right to their couches.

If Google has its way, people will need not retain information or knowledge, and will have no stores in their neighborhoods, but, instead, will seek all information and products using Google, reading and shopping all alone.

If all the FAANGs have their ways, people will spend no time interacting face to face and in-person, but, instead, will interact, play games on, shop from, work from, and be entertained through, digital devices; and driving cars will no longer be enjoyable and a part of American life. People will not have to do anything- just sit there and wait for food, information, texts, photos to be posted, movies, emails, and drivers. Sports will be played online with eSports.

If all of the FAANGs have their ways, Robots will replace people, and artificial intelligence will replace thoughtful human analysis and productive, enjoyable employment with income growth. Everyone will build and maintain products and robots for the FAANGs, which will grow so large that they will control labor markets (already being seen by stagnant wages due to companies growing larger and larger, giving competition and labor less power). The more technology controls our lives, the more scale is needed for growth and success, leading to a nation, or world, of large super-companies that can achieve the scale, leaving no real competition, and providing all the jobs.

Of course, all of the chip companies, such as Intel and NVIDIA, would love all of this.

Education, happiness, incomes, and life spans have not expanded, society-wide, because of any of the FAANGs. In fact, there have been declines in some of these things; and opioid abuse, depression, online bullying, invasions of privacy, ID theft, and anxiety disorders have all exploded in recent years (not to mention eye and hand strains from computer use), due, in part, arguably, to the Internet.

Where is the evidence of more happiness across society? Where is the evidence that people- broadly- across societies- are living better, fuller, more satisfying lives, or are getting paid higher wages? The evidence points to the contrary, actually.

How does having something delivered to you, instead of going out to get it in the middle of June and seeing people and smiling, make life better? How does being entertained alone in your living room, rather than in a public forum around others, make life better? How does having someone whom you love text you, instead of call you, make life better? How does posting comments and pictures on the Internet make life better? How does not driving a car make life better? How does a checkout machine at CVS, rather than a person, make life better? How does people posting negativity about their local businesses and about other people on the Internet make life or society better? How do eye strain and carpal tunnel syndrome make life better? How do conversations with people being constantly distracted by incoming texts make life better? How does people walking down the street staring at their phones, rather than saying hello to their neighbors, make society or communities better?

The only thing “human” not being supplanted by technology is emotions– but there could soon be an app for that, too. One has to wonder if massive companies whose business models depend on people “not” interacting or working or socializing or playing, face to face, are seeking ways to diminish people’s emotions. As bizarre or conspiratorial as that may sound, how does the dynamic of two people speaking intimately, alone, face to face, at length, help Facebook, or Apple, or Netflix to generate revenues? Non-technological human interactions leave no room for FAANGs to make money.

Technology and the Internet and the FAANGs are not bringing anyone closer- or making people, generally, happier- probably the opposite, in both instances. So, what is Silicon Valley really after? Nothing good for humanity; nothing good for society; nothing good at all. Just higher stock prices.

As for bringing people closer, making lives better, making people nicer, making people happier … it’s all just a Sili … con.

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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Typical Wall Street Arrogance … Or Ignorance? – By NEIL SISKIND

As bond yields flatten and stocks stagnate or decline, Wall Street analysts talk about economic growth, global synchronized growth, and earnings strength. The only problem is- no investor on earth agrees- if you use the yield curve as a measure.

They blame our flattening yield curve on low yields in DM (Europe, Japan) and EM (Asia and others markets), making our bonds more attractive. Ok … so? Those low yields show economic risk and the expectations of low growth in those markets- people (or their respective governments) are now buying their bonds instead of their equities- risk off- providing low yields. Their respective central banks are afraid to normalize on any end of their respective curves, and, instead, maintain low rates and resist reversing any QE. That makes U.S. bonds more attractive as risk-off and defensive safe havens as the world slows. So why the double talk- as if the general public can’t understand (well … it can’t)? Our bonds are not rising just because of comparative yields, they are rising because of investor concerns that “cause” those comparatively low yields (meaning that those those governments won’t raise rates- also one of the reasons the Dollar is so strong).

Never listen to Wall Street analysts – they will make you go broke. Either they are lying so that people don’t leave the markets- or they just don’t understand finance and economics. It’s worse than listening to advice from Jim Cramer (well … not really).

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products

Here’s Why We May Not Have A Housing Bubble – By NEIL SISKIND

Typically, a real estate bubble, such as the one that developed in the 2004-2007 time period, would develop where we have most or all of the following:

1. Cheap money
2. Easy lending standards
3. Wages not keeping up with home prices
4. Prices rising because people take on debt since it’s cheap and easy to get
5. People using houses as investments by buying to fix and sell or buying to rent out

Right now we have all of these (perhaps lending standard are higher than in the past, but it’s not until a financial breakdown that we learn about the true value of underlying assets or weaknesses of borrowers).

So, we must have a housing bubble.

But, maybe not.

Here’s why it could be different this time.

Housing prices were so low, and money so cheap, for so long, that people did as they should … they bought at the bottom. Normally, low interest rates would not reflect “the bottom” unless they were cut to the low rate in a slowdown or a recession. But once that recession … well … recedes, low rates mark a new starting point for growth. So timing is everything.

If rates are low under the latter scenario, low rates would put prices at the top. As an economic cycle ages, rates get higher and higher, and housing prices stop rising. But, post-crisis, both “cost of debt” AND “prices” were low due to a housing crash. So this recent low rate environment marked the bottom of a prior market, rather than the top of a new one. In other words, this was the former scenario, where a recession caused the rates to be depressed.

Two kinds of people bought during this time period: (1) Those with money who were seeking investments by buying low to sell high, or by buying to rent out to people who could not get mortgages, or (2) those who had jobs and could buy a home in a recession.

In either case, those buyers are likely to be doing better financially now than they were then, since the economy has improved.

Thus, they may not need to sell. And, since such time, their house prices have risen. So, as long as they don’t over-leverage the asset, they have done well and they have more equity and a higher net worth now than they had at the time of purchase.

The housing supply shortage of which we read may not be the result of low unemployment, and, thus, bubble-like growth caused by spending, so much as by the lack of enough new building. Thus, any rise in unemployment may not cause a significant housing decline if prices are a supply problem, where many people bought at low prices, as opposed to from exuberant growth-fueled spending. If people, by and large, bought low and hold the asset, there should be no downward spiral from an economic decline and/or rising rates. Interest rates won’t affect these owners unless they lose their jobs, or permanently lose tenants- again, keeping in mind the prices at which they bought. Even if prices decline from here, they won’t lose.

Rental demand is only growing as housing supplies are low, and prices high. This makes homes more valuable in the sales market, and as interest rates rise and/or the economy slows, also in the rental market.

As interest rate rise and supplies remain constrained, people will stay put and rentals will be in more demand than purchases. So owners who use houses as rental properties for income will continue to do so- comfortably.

Then came the next wave of buyers, those who bought as the economy improved and rates were low and prices higher … so they bought with interest rates low, marking the top of the market.

For these buyers who bought from the buyers who bought low, they may have overpaid.

There is always a downturn in housing cycles that is painful for some. That is different than a systemic issue.

At these price points today (or actually from 2 years ago), buyers have taken on risky bets. But since supplies have been so low, how many of those owners, percentage-wise- could there even be? Transaction levels recently have not been high.

On the high end, there has been speculation and income-fueled buying. There could be a bubble at the high end. But that bubble, rather than trickling down to the lower cost market may actually loosen up the high end market, which could: 1. Create opportunities for other people with money to swoop in, or 2. create more inventory, which, while depressing prices, would also create some needed supply and affordability as each level of the market as owners move-up, allowing new buyers on the lower ends to get in.

So, housing sales will decline, and prices will decline, but it may have little effect on the economy as a whole, since this housing market began from low and went high, unlike the last one, which started high and went higher and higher with no underlying purpose such as supply shortages or because many owners bought so well, as in this market. It was more a factor of people’s desires to own a much bigger home, or house flipping that went out of control. Both markets, today’s and the early 2000’s, were fueled by cheap money- but in one market it helped buyers to buy low and hold when unemployment was high (i.e. good timing), while in the other market it helped buyers to buy high with no intent or ability to hold, and at a time that unemployment was low (i.e. a bubble).

As for apartments … that’s another story. Condo apartments have historically seen investors buy high only to get stung by the oversupply when things turn downward.

 

_________________________

  1. It’s worth noting that an enormous amount of capital went into residential real estate as an alternative to retail and office properties, which have suffered, and been permanently altered or rendered obsolete by the modern economy. This explains why investments in residential properties (houses, apartments, and apartment buildings) are attracting more capital that historically normal. This is not to say that it will necessarily prop-up values or not. The risk may be more, or be less, due to this dynamic. Properties may be priced “much” higher than even in a normal bubble, or, on the other hand, they may hold their values better than usual in a economic or market decline because of the historically high level of capital directed at this type of asset due to permanent structural economic changes.

 

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products

 

Bloomberg, Jonathan Ferro, Lisa Ambramowics- By NEIL SISKIND

Bloomberg, Jonathan Ferro, Lisa Abramowicz, … best financial reporting in the world.

(Yvonne Mann, David Ingles, and Julia Chatterly, very good, too)

CNBC and Jim Cramer … the world’s worst.

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products

Help Stop Bullying

Bullying happens in controlled structured environments and in uncontrolled unstructured environments. Bullying happens in schools and after school. Bullying happens online all the time.

Bullying is harassing or annoying an individual because you don’t like them, want revenge, or because a person has mental problems and likes to bother and insult others.

Bullying in schools must be stopped by teachers and administrators, or else they should be fired following a set process. This is a structured environment they are hired to control.

School yards and streets are up to the police to patrol and control.

The Internet is “always” a controlled environment. Whether it is Facebook or Yelp or Google or Apple or Verizon, people are paid a ton of money to manage these environments and should be held responsible for bullying, following a set process. This goes for adult-on-adult bullying, too- an under-discussed problem.

Bullies are hateful people who use the Internet (the chickens), or the threat of physical violence (the deranged) to bother or intimidate other individuals. Anyone who fits this description should be, after a process, placed on a national bully list and be forced and shamed into leaving people alone. We do not need these people in society. They are unproductive and destructive and add no value to society.

State legislation should be passed to  “fine” bullies- anyone attacking another individual online or in school- following a set process (or their parents, if minors). Certainly teachers and administrators, too. (Certain states do have cyber-bullying laws.)

https://www.today.com/video/parents-who-lost-teenage-son-to-suicide-accuse-school-of-protecting-bullies-1259963459970

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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Avis Charges My Credit Card And Won’t Tell Me Why

I have numerous unknown charges on my credit card for Avis rentals. I have asked Avis to explain them 30 times now. They just send emails- for months- from unknown employees with no last names- that they are looking into it. But, they won’t give me an answer to this flow of unknown and vast charges throughout 2017. Next comes a legal letter- and a fraud complaint to AMEX and to the company’s legal department, and potentially a lawsuit. Avis service is the worst.

A Rising Stock Market Can Be Bad For Americans- By NEIL SISKIND

Many times the stock market is up because life in America got harder.

Many time the stock market is up because consumer prices just went higher.

Sometimes the stock market is up because the economy is at more risk.

What I am referring to is energy (and many other things). As the price of oil and gas rise, often stocks, such as Exxon an Chevron, also rise because their profits rise. Because of this, the S&P rises. In fact, some days the S&P would be down if energy stocks were not up.

Moreover, because gas prices go up, inflation is higher and the Fed can want, and cause, interest rates to rise. 

So, when people say that the stock market is up, this could be bad news. It can mean that our personal (and business) costs are up, interest rates may go up … and all this can happen even if our incomes aren’t rising.

The Dow and the S&P can go higher … as we all get poorer. 

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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Learn How To Bring Products To Market And To Expand Your Distribution Channels
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Facebook- The American Way

Facebook steals our info., manipulates users, sells political space to Russians, lies about it all, and Zuckerberg ignores Congress and Parliament and laughs in our faces … and their user base grows, and their stock rises, and Zuckerberg gets richer and richer. And this is the American way. No one cares about anything anymore as long as its on the Internet. Americans are just zombies to online. The same people who criticize the President and America, sell their souls to the Internet and all that the Internet techie people do to damage society, and our children, our minds, and our lives. People whom I know, still, after all the privacy concerns, are posting pictures of their young children, all dressed-up, like JonBenet Ramsey, all over Facebook-  little dresses and makeup on their young daughters posted on social media, even though its proven to be unsecured. No one cares about anything.

The world has become …. whatever it has become. Who knows anymore? Nothing but the Internet seems to matter to many people. They’ve built their lives around it and nothing will change their minds.

Facebook wins.

The Price Of Low Wages- By NEIL SISKIND

In exchange for low wages, we take low product prices.

In exchange for low wages, we take low interest rates.

In exchange for low wages, we take high home prices due to low interest rates.

In exchange for low wages, we take more debt (at lower rates).

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products