Stocks “Have To” Crash- It Is Mathematically Required- by NEIL SISKIND

Math is like gravity. Feelings, hopes, perspectives … nothing can change it.

Mathematics requires stocks to go lower.

There is no subjectivity, opinion, or subjective calculation involved.

The federal government is putting a ceiling on bond prices. This is a fact.

Take out the U.S. Treasury selling bonds to fund spending (and to fund tax cuts), and then have the Fed continue to buy, or extend upon bonds that it owns, and bonds would be higher- and yields lower- period. It’s math. To say that the United States federal government- the U.S. Treasury and the Federal Reserve- do not affect bond prices, would be to ignore basic logic and simple math.

Simply put, investors do not want yields where they are today- they want them lower. The math says so.

Thus, the yield curve would be flatter than it is “butfor” governmental influence and intervention- period (and I am not even including my perception, which is a pretty objective and logical one, that investors would buy more bonds if the government came out of the calculation- in which case bonds would be even higher, and yields even lower than they would be if the government simply came out of the equation. In other words, if the government stopped intervening- yields would go lower).

So, at a time where investors would have the yield curve nearly flat, or flat, or inverted- it isn’t. Yields are much higher than investors- than the free floating market- would like. If this continues, stocks will go lower and lower- not just because bond yields are higher (which is reason enough) but because investors want yields lower than where they even are today- and can’t get it done. Instead they are going higher than where they are today- just the opposite. As yields go higher, instead, investors will jump ship on stocks because they have absolutely no control over yields, or over their investment hedges on the economy through bonds. If the free-floating bond market is held captive, and the results get worse and worse (higher and higher yields due to government, rather than due to investor actions) investors will panic. If investors can’t manage risk by diversifying into bonds, they will have to manage risk by selling stocks.

As the Treasury and the Fed cause yields to rise over and above the place where, today, investors want the yield to be (lower than it is), that divergence will cause investors more and more distress. And, again, by saying “As the Treasury and the Fed cause yields to rise” what I mean is not only through Treasury auctions and quantitative tightening, but also causing investors to avoid bonds they would otherwise desire “butfor” these influences. So, “all” or much of future bond prices declines, at this stage, can, arguably, be blamed on the government. This is not so far-fetched. The stock market decline shows that investors want lower yields. If the government keeps causing prices to go the other way, investors will panic.

If you look at the S&P in 2018 (minus Amazon)- you will see that the slow, grinding panic has already started. Let’s hope it does not grow larger, and happen faster- but it probably will … and soon.

One could argue that there is always a government bid in markets, particular treasuries- but there is no history of such large quantitative easing that was unwound- and, particularly, not at a time where the Treasury is actively and routinely funding tax cuts. It’s too much governmental interference and too much at the same time. It is distorting prices and investor sentiment- significantly. If capex doesn’t lead to wage growth and growth in consumer spending, there is going to be a big problem.

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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Live Television As Entertainment

As smart televisions become more prevalent, live feeds that we watch on our screens will become more prevalent. Live TV will become more widely watched and will make up most of the content that viewers consume. Live feeds from people’s offices, police cars, emergency rooms, health clubs, bars, restaurants, etc. will be fodder for viewer entertainment. And we will have multiple screens on our walls, in our pockets, and on wearables (watches and sunglasses, for instance). Live news and sports will also be a part of this future of “real-time reality television” that will take over our TV and mobile screens. Recorded and produced content will have a place in our lives, but a much smaller place that now exists. Vouyeurism into what is happening, as it is happening, is set to grow as a larger part of viewer consumption and entertainment.

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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The Real Facebook Business And Stock Risk- By NEIL SISKIND

Analysts are evaluating whether new Facebook policies will be costly to implement, whether user growth has been hurt, and whether advertiser ad-spend is or will be down. Many conclude that the risks to Facebook of losing users or advertisers due to their ad and privacy scandals or from the costs from the scandals will be minimal.

Yet, some analysts worry about the costs of compliance to Facebook’s bottom line.

But, here’s the point that they are all missing: By changing policies and practices related to user data- there is no possible way that “advertiser-ROI” on their respective ad-spends can be maintained. Advertisers will have less-targeted advertising based on less detail about users, and, thus, lower website visitor-to-buyer conversions for advertisers.

Less information about someone whom you target can never get you the same results as more info. about that person. It’s fundamental logic. And this also applies to Instagram.

It doesn’t matter if users stay or if users grow. It’s about use of and sale of user data. With less detailed data about Facebook and Instagram users, sales results for advertisers should be diminished as users who are reached by advertisers or directed to the advertisers’ respective websites are less likely to become consumers. Such, would, by definition, have to result in lower sales conversions for advertisers.

To see this negative result, for advertiser by advertiser, from ads sans detailed user private data, will take time.

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products

Is The Yield Curve Flatter Than You Think? Is The Economy About To Crash?- by NEIL SISKIND

Bond Prices

Bond yields are being pushed higher by Treasury auctions to fund government spending and tax cuts, by quantitative tightening, and by investor fears of each of the aforesaid (causing investors to avoid bonds, putting further upward pressure on yields). The yield curve (referring to the curve created by 2-year and 10-year Treasury yield differential), may, otherwise, be much flatter[1]. “True” investor sentiment may be getting masked by government interventions.

If there is little to no inflation (very little, or none, has yet been shown to exist), leaving investment capital in cash is a fine choice for investors if bond prices are under pressure by the government, and by related investor concerns. This may be just what many investors are electing to do.

Consumers’ Incomes and Costs

The demand side (consumers) is seeing stagnant wages (so far), higher gas prices, and, potentially, higher consumer product prices due to higher raw material costs caused by fiscal stimulus, and, in particular, by capex bonus depreciation rules.

Supply-side capex investments are not leading to wage growth- so far. Supply-side economics only works if there is trickle-down to the demand side in the form of income growth for employees (a/k/a consumers) so that product sales to consumers can grow; otherwise such supply-side capex just amounts to bad investments sans a positive ROI.

Consumers may suffer a potential “quadruple whammy” of stagnant wages, higher interest rates, higher oil and gas prices, and higher consumer product prices (though, probably not much higher, because of the Amazon effect). Any further dollar weakness will also create a lower real wage.

Business Costs

Businesses may suffer from higher input/commodity costs in their normal manufacturing processes (and/or in the wholesale prices they pay for goods) caused by businesses taking advantage of accelerated capex depreciation and, thus, demanding more raw materials.

Business/supply-side capex investments will have difficulty being profitable without a consumer/demand-side to afford more products[2].

Businesses may experience the “quadruple whammy” of potentially higher input/raw material costs due to new capex rules, higher costs of capital due to higher interest rates, a more constrained consumer with higher debt loads and tighter budgets due to stagnant wages and what amounts to higher taxes (i.e. higher gasoline prices and higher interest rates), and lack of pricing power to pass through higher costs, due to the Amazon affect (which is why as the PCE price index goes higher, you could see declines in consumer spending; businesses may have trouble passing their growing expenses through to consumers, who could be resistant to higher prices).

Earnings and/or guidance and future earnings expectations have not been great so far, and some of the good EPS results have been due to share buybacks.

Signs of Slowing?

Costs are going up for everyone, and incomes are not (recent average hourly wage gains have been modest, and recent data may have been pushed artificially higher by weather related factors).

Company earnings, per many companies’ own guidance, will not, necessarily, be, organically, growing. And let’s remember that earnings are not just for public companies. Private businesses have earnings, too, of course. But, we have no way of knowing what earnings have been for smaller private businesses in various industries. Public company earnings are about the stock market, not the entire economy. Wages, commodities prices, tariffs, and interest rates, obviously, affect the thousands of private businesses across America, too. So, just because companies such as Amazon and Walmart have good earnings does not mean that thousands of private retailers are not suffering from poor earnings or going out of business … and they are.

Looking ahead, tell me what looks good. Chip stocks (and/or guidance) are not looking good. Manufacturing is showing a slowdown. Facebook’s growth has been due to misusing our data and invading our privacy- which will stop. Caterpillar, Qualcomm, and Twitter, among others, have warned about earnings going forward. Europe has slowed. China is slowing. Sure, unemployment is low- but this may reflect that fast-growing large companies (like Amazon and Home Depot) are growing at the expense of smaller competitors that they are putting out of business and then hiring away their labor for longer hours, and at lower wages. Certainly, the employment and wage numbers, taken together, indicate, or actually prove this out.

The U.S. dollar- despite some recent minor strength (some of which may be caused by a safe-haven trade)- is weak.

If capex by many companies, or any other factor(s), significantly pressures commodities prices upward without growth in consumer incomes and without [organic] earnings growth for businesses, that would be “stagflation”- bad for businesses and bad for consumers (and even, eventually, bad for commodity producers, which would see prices crash before too long as demand dries-up in a resulting recession).

GDP was lower in the previous quarter (compared to the end of 2017 quarter). Business spending has been higher- but “profitable” spending requires a strong consumer to buy the resulting products. Some of the GDP number attributable to business spending was due to inventory build-ups, most likely due to businesses’ fears of rising commodity costs and/or access to necessary raw materials. Inventory build-ups are never a good sign, especially as GDP and consumer spending decline. Government spending was higher- almost never a good thing. The one bright spot is that we saw slightly higher wages in March, something I consider vital to growth. But, as GDP and consumer spending are down, this is not a good time for wage-costs for businesses to rise, as raw materials and interest rates are also going higher, and GDP is lower. Wages need to increase while GDP is growing– and it needs to cause consumers to spend more. Neither occurred last quarter.

Amazon, Microsoft, and other technology companies’ earnings-growth do not necessarily reflect positive dynamics in the overall economy. Companies may be shifting to the cloud in an attempt to lower costs wherever possible- which benefits Amazon and Microsoft, as leaders in cloud computing. Also, capex spending on technology is being done by companies to take advantage of the new bonus depreciation provision in the tax law, and may make companies more efficient- without adding jobs or higher wages. Same goes for consumers who shift all their spending to Amazon to get the lowest possible prices (to the detriment of other retailers, especially those brick and mortar ones in their communities). It’s all about cost-cutting.

As for real estate- that’s for a whole other article. (In short, an economy where no one can afford the home to which they aspire, so, they, therefore, can’t leave the home in which they live, is not the definition of a healthy market or of the American dream. The housing market is very distorted due to the housing crisis and quantitative easing. Wages remain stagnant as interest rates are rising due to government actions. Imbalances, creating a value bubble in housing, may, soon, correct to an equilibrium. Plus, retail properties are sitting idle all across the country because of e-commerce.)

Some theorize that a slowdown will occur due to the Fed raising rates with the goal of moderating or fighting inflation. But, it’s not that rosy. The Fed is hiking interest rates where there is no inflation- which is far worse. There is no real wage inflation, businesses can’t pass-through their rising costs to consumers, rising crude prices are related to supply and political issues, and, possibly, capex expectations- and GDP is lower. The Fed should not be hiking interest rates … unless it believes that assets, namely housing, is providing a risk to the economy, where wages and housing prices have disconnected. So, you have a Fed hiking the Fed funds target rate where inflation, and, perhaps, even growth, are in question. The Fed’s slowing-down of an economy where recent numbers already show a slowing economy- lower GDP, stagnant wages, slower consumer spending, higher crude prices as a tax on consumers- is not comforting. At least if wages were rising, and prices were rising, and consumer spending was rising, and GDP growth was evident, we’d have higher interest rates along with higher growth.

So, can you blame the yield curve for being nearly flat- and wanting to be flatter (or inverted)?[3]

“True” Investor Sentiment?

The Fed has not indicated any plan or intention to slow the pace of quantitative tightening; just the opposite, if anything.

Future Treasury funding will necessitate that overseas investors be buyers of U.S. Treasury bonds; and that capital will demand higher and higher yields.

Even with growing consumer and business costs, lower GDP, lower consumer spending, the Fed’s intention to continue raising the federal funds target rate, and downside risks to future earnings and real estate values, would you buy bonds knowing that the U.S. Treasury and the Federal Reserve are on the other side of the trade?

The yield curve may be trying to speak … but has the hands of the government covering its mouth.

 

 

_____________________________

  1. The frequently-used term “flat yield curve”, in my judgment, is an oxymoron. A “curve” can be steep, and a “curve” can be inverted- but a “curve”, by definition, can not be flat or straight.
  2. We may see very little capex by businesses, which, could, on one hand, help keep commodities prices in-check, while, on the other hand, limit supply-side stimulus from tax cuts, and, therefore, contribute to continued wage stagnation.
  3. I do not think that the economy is, necessarily, “about” to crash, since supply-side stimuli (tax cuts and decreasing regulation) should delay what would, otherwise, be the end of the economic expansion. I do believe that the consumer is weaker or more stretched than is being recognized, and business expenses are rising- which could lead to higher consumer product prices and/or layoffs, in which case, wages would be stagnant as unemployment rises. The yield curve may be forecasting “eventual” sluggishness in the economy from these and other forces.

 

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products

Neil Siskind Is Running For Governor

Not really … but with the lack of good options developing out there … who knows?

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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Kars4Kids

There is an old saying in business: “All press is good press”.

I’ve never believed that saying. Maybe it’s good for a movie star, who will take any visibility he or she can get. But when it comes to consumers- you can’t annoy the hell out of them, or offend them.

Kars4kids does nothing more than harass, annoy and bother me.. by TV, by radio, by music … the commercials are my nightmare. I shut them off immediately.

As far as that old saying above … I remember the company “well”, and I would never give money to this organization. It’s one thing to do charity and goodwill- it ‘s another to bother people over and over and over for it.

Let’s not forget …  executives of nonprofits only make money if the organization raises enough money from which it can take salaries. It’s not just about charity. These are businesses.

I do not even know what this organization does or who or what cause it supports- and I don’t care. If it’s a good cause, I would seek out any other organization supporting that cause and donate my money there, instead.

It’s one thing to market a cause- it’s another to be offensive and bothersome when asking for money or selling a product. Enough is enough at a certain point.

Why Is Facebook’s Cheating Surprising? It Isn’t

Mark Zuckerberg has been accused of stealing the idea for the whole company from his friends in college. He steals idea after idea from Evan Spiegel and Snap. If he ever had an original idea in his head, it would die of loneliness. Is it surprising he would take things from us, too? This is who he is. As long as he can get away with being mean and making billions from it, he will keep doing it.

#deletefacebook

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

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Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products

 

America’s Secret War- by NEIL SISKIND

Just as in China, America- through monetary tightening and tax policy- is fighting a housing bubble. In an environment of stagnant wages and rising interest rates and house prices out of whack with incomes, the government is secretly fighting a war. Pervasively low borrowing rates for years, which has not only encouraged home buyers, but has also encouraged investors from the U.S., China, Russia, and many other nations to buy homes as investments, has caused an enormous bubble to form. Another major contributor to this bubble is commercial real estate. No- not the price of commercial real estate- but the deflation in retail and office space due to technology, e-commerce and the office sharing movement, respectively. Because of value deflation from oversupply and under-need in retail and office markets, investors and builders have turned to residential investments as safer bets. This has pushed home prices too high and caused too much residential construction. Rate hikes and stagnant wages will cause a fast decline- soon.

Former Chairpersons Janet Yellen and Alan Greenspan have both acknowledged existing asset bubbles, generally. Chairman Powell, however, in his recent testimony to Congress, specifically denied a housing bubble. He is not wrong- he is just being deceptive. He is managing the problem- in the same way that financial analysts and traders refuse to mention the potential housing crisis for fear of causing a panic and another economic collapse. Real estate is the only asset class that Chairman Powell specifically said is fairly valued. Since when does a Fed Chairman give his analysis of a specific asset class like real estate? Oh- right- Alan Greenspan said the same thing in 2006. Hmm. I’m dubious when the Fed Chairman makes a point of mentioning that real estate looks all clear.

Rising interest rates, despite a lack of notable or noteworthy inflation, in concert with tax policies that are unfriendly to real estate, are taking hold and affecting housing markets … quietly … as the Fed barely mentions the “b” word (bubble), while one clearly exists.

Denial is not a river in Egypt- it’s a concerning stream of consciousness.

 

Neil S. Siskind, Esq., President
The Siskind Law Firm
Tel: 646.530.0006

Neil Siskind is the Founder & Chairman of The Fatherhood Assignment
Neil-Siskind-photo
Learn more at:  http://www.neil-siskind-the-fatherhood-assignment.org/

Neil Siskind is the Conservator of the Neil S. Siskind Nature Preserve
Neil-Siskind-Picture

The Neil S. Siskind Nature Preserve is over 7 acres of environmentally-pristine waterfront land in a magnificent setting along New York’s majestic Hudson River. The Preserve includes a variety of species of animal and plant life, and is a precious example of the thoughtful maintenance of New York’s priceless open spaces. The land’s uses are limited to outdoor recreation such as hiking and climbing, and the study of ecology, nature and land use. The Neil S. Siskind Nature Preserve allows for the intelligent contemplation of our valuable natural resources and the most effective ways to maximize them and keep them protected.

Neil Siskind, Founder, “National Fatherhood Day” – March 29th

Neil-Siskind-pics
To encourage recognition of the needs of boys and girls who are living without fathers or father-figures in their lives.

Read about the non-profits and charities whose missions Neil Siskind supports and promotes: www.neilsiskindsupports.com
Caring is Free®

You can read what clients and associates say about Neil Siskind at: http://siskindlawfirm.com/neil-siskind-bio/.

Neil Siskind’s Volunteer Work:

– Memorial Sloan Kettering Cancer Center, Volunteer

– Memorial Sloan Kettering Cancer Center, My Fundraiser- Help Neil Siskindhelp children with cancer to be more comfortable: http://mskcc.convio.net/site/TR?px=3182108&fr_id=2632&pg=personal

– Make-A Wish Foundation- Help Neil Siskind make sick children’s wishes come true by creating your own fundraiser: Neil-Siskind/Help-Make-A-Child-Smile.htm

– DonorsChoose.org- Donate to one of my needy public classrooms: http://www.donorschoose.org/NeilSiskindGiving

– Champion Children– We seek to inspire people through stories of children who have overcome challenges: http://siskindlawfirm.com/neil-siskind-champion-children/


Neil Siskind’s Pro Bono
 Work:

– Saving Senior Citizens- Protecting New York’s senior citizens from fraud and financial abuse www.savingseniorcitizens.com

– Senior FreeStart Business– Pro Bono: We seek to help put senior citizens in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– Veteran FreeStart Business– Pro Bono: We seek to help put Iraq and Afghanistan war veterans in the right direction so that they can face the challenges of the modern economy: http://siskindlawfirm.com/free-start-business/

– In development: The Neil S. Siskind School of Hope: A free school to teach inner-city youths the skills of entrepreneurship and importance of economic self-sufficiency.

Neil Siskind’s Government Work:

– Suffolk County District Attorney’s Office, Boston, MA, 1994, Intern
– Office of Senator Christopher J. Dodd, Newington, CT, 1992, Intern
– Hartford County Department of Probation, Hartford, CT, 1991, Intern

Neil Siskind’s Community Assistance:

Financed & operated a legal clinic providing low-cost legal services to struggling Long Islanders during the recession to help clients resolve debt, organize finances, and launch new businesses.

Neil Siskind’s Professional Curriculum Vitae: http://neilsiskind.com/

Sponsored Advertisements

Inventors, IP Owners, Manufacturers
Learn How To Bring Products To Market And To Expand Your Distribution Channels
The Complete Guide To The Ways To Manufacture & Sell Your Products